Whether you are an individual looking for life insurance for you or your family, or a large corporate looking at ways to help protect your employees in the event of death or disability, contact us.
We would love to talk to you.

Individual & Family Protection

Life insurance that provides covers to provide funds to maintain you or your families lifestyle if an individual dies or becomes disabled or suffers a major health trauma.

Types of covers include:

• Death Cover.
• Total & permanent disablement cover.
• Trauma or serious illness insurance.
• Income Protection.
• Mortgage Protection.
• Redundancy cover.

Small to Medium Business Risk

Small companies are also vulnerable to the death or disability of key people in their organisation. If a key person dies or can no longer work for any period due to illness this can place a severe burden on the business or even jeopardise its survival. Will debt need to be repaid? Does the key person need to be replaced quickly? Do shareholders need to be paid out? These are very complex issues that should be addressed by all businesses and prudent Directors.

Types of covers in addition to the above include:

• Key person cover – provides funds to replace a key person in your business.
• Business expenses cover - provides ongoing income to pay fixed running costs if a key person is disabled or dies.
• Debt protection – provides the necessary funds to repay debt if a Director or owner dies or is permanently disabled.
• Shareholder protection - provides funds to "buy out" the deceased's share of the business should a shareholder die or become permanently disabled.

Corporate Employee Benefits

Employers are seeking new ways of attracting and retaining staff other than straight remuneration. There are many different combinations of benefits and contract structures that can be implemented with the right planning and advice for your employees.
For employers with at least 10 employees Greenwich can negotiate special contracts and premium terms.

To provide your staff with:

• Life and disablement cover.
• Income protection insurance.
• Trauma Cover.
• Medical insurance.
• Mortgage Protection.